Agent Owned Insurance Group, LLC   

 

Agent Owned Insurance Group, LLC
PO Box 925
Summerville, SC 29484-0925

ph: 843-261-9677
fax: 843-261-9678
alt: 803-720-5096

Health Insurance

Individual Health Insurance Plans 

Birth to Age 65

Individual, Family, Children Coverage 

Deductibles: $250, $300, $500, $1,000, $1,500, $2,000, $2,500, $3,000, $3,500 or $5,000

Out of Pockets (in-network/out-of-network):  $1,500/$3,000, $2,500/$5000, $3,000/$6,000, 2,000/$8,000, $5,000/$8,000, $3,000/$12,000

Coinsurance: 100/80, 90/70, 80/60, 70/50, 60/40

Optional Benefits: Preventive Care, Child Immunizations, Office Visit Copay, Dental, Maternity, Drug Card

Benefits vary by plan and a variety of plans are available to suit your personal needs and budget.

 

Call 803-720-5096 today for a FREE Quote!!

or Contact Bridget via Email

 

  • Business Health Insurance Plans

    Give your employees the benefits they deserve at a price you can afford. Agent Owned Insurance Group can provide FREE Quotes for Small businesses of 2-50 employees and Large businesses of 51+ employees.

    Medical Insurance Benefits are one of the best ways to retain your employees.

    Deductibles Range from $250 to $5,250

    Coinsurance (In-network/out-of-network): 90/70, 80/60, 70/50, 60/40, 50/50

    Out of Pocket Maximums (In-network/out-of-network):$1,500/$3,000, $1,750/$3,500, $2,000/$4,000, $3,000/$6,000, $3,750/$7,500, $5,000/$10,000, $5,250/$10,500

    Choice of Drug Card

    Choice of Copayment

    Lifetime Benefit Maximum of $2,000,000 per insured.

    Plans cover Physician Services, Outpatient Hospital Services, Inpatient hospital services, Preventive services, Maternity, Newborn CarePhysical Therapy, Mental Health and Substance Abuse services, Transplant services and More..

    Available Options includeEnhanced Preventive Benefits, Dental, Supplement Accident, Chiropractic services

     

    Call 843-261-9677 today for a FREE Quote!!

    or Contact Aaron Brown

     

     

  • Medicare supplements

    Medicare is health insurance for those aged 65 or older, but there are "gaps" in the coverage.  Medicare Supplements (Medigaps Plans) are designed to fill in those "gaps".

    All medicare supplements include basic benefits.  Those benefits are:

    Inpatient Hospital care which covers the Medicare Part A coinsurance plus coverage for 365 additional day after Medicare coverage ends.

    Medical Costs: Cover the Medicare Part B coinsurance or copayments for hospital outpatient services.

    Blood:  Covers the first 3 pints of blood each year.

     Medigap Plans Overview:

    Plan A:  Basic Benefits

    Plan B:  Basic Benefits & Medicare Part A deductible

    Plan C:  Basic Benefits, Skilled Nursing Facility Coinsurance, Medicare Part A deductible, Medicare  Part B Deducible, Foreign Travel Emergency

    Plan D:  Basic Benefits, Skilled Nursing Facility Coinsurance, Medicare Part A deductible, Foreign Travel Emergency, At-Home Recovery

    Plan F:  Basic Benefits, Skilled Nursing Facility Coinsurance, Medicare Part A deductible, Medicare  Part B Deducible, Medicare Part B Excess Charges (100%), Foreign Travel Emergency

    Plan G:  Basic Benefits, Skilled Nursing Facility Coinsurance, Medicare Part A deductible, Medicare Part B Excess Charges( 80%), Foreign Travel Emergency, At-Home Recovery

     

     Call 803-720-5096 today for a FREE Quote!!

    or Contact Bridget via Email

     

Co-Insurance:The percentage paid by the insurance and the percentage paid by the insured of all covered medical expenses once the deductible has been meet.  Example:  If you have a 80/60 coinsurance, the insurance company pays 80% in network and the insured pays 20%.

Co-Payment:Co-payment is a flat, fixed amount that the insured pays for health care at the time the services are rendered.

 

Deductible:The amount an individual pays for health care expenses before insurance company will pay any benefits. Usually the deductible is an annual amount.

In-network:  Health care providers (doctors, hospital & other facilities) under contract with the insurance company to provide services at a discounted price.

 

Copyright 2009 Agent Owned Insurance Group, LLC. All rights reserved.

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Agent Owned Insurance Group, LLC
PO Box 925
Summerville, SC 29484-0925

ph: 843-261-9677
fax: 843-261-9678
alt: 803-720-5096